Each one of us accepted numerous human imperfect governance systems such as Parents and school rules, Capitalism and Democracy, etc.. So why can we accept these rules throughout our lives, but when it comes to the rules given to us by Our Creator, people seem incapable of following them?
The escalating personal debt levels is causing distress, anxiety and creates unnecessary burden. Moreover, falling into debt is considered immoral and violates the heavenly revelations. You represent the demand side for financing, and following The creator moral commandments will elevate this burden
Maybe you’re not directly affected by Enron or the GFC, but living in western countries and the United States means you’re affected by debt. The only appropriate and moral way to deal with debt is to repay the exact amount borrowed, and not a penny more.